Terms of Purchase

Effective date: September 10, 2026

These Terms of Purchase apply to digital products purchased from GrowthGary.com. By completing a purchase, you agree to these terms and any additional terms shown at checkout.

Product and payment

The GrowthGary AI Marketing ChatOS is a downloadable digital product. It costs $49 USD as a one-time payment, or 3 GrowthGary credits. These are alternative payment methods; a credit redemption does not also charge $49. It is not a subscription. Payment is processed by Stripe, and access is provided after successful payment verification.

Prepaid report credits

GrowthGary studio reports are purchased using prepaid credits. Current prices, available tools, report formats, and prerequisites are shown on the product pages. Credits are reserved when a report starts. Completed and usable partial reports use the required credits; failed runs with no usable report release reserved credits. Social profile restrictions are described below and on the social profile eligibility page. Credit purchases are governed by the Refund Policy.

License and permitted use

Your purchase grants you a limited, non-exclusive, non-transferable license to use the downloaded materials for your own personal or internal business purposes. You may make working copies for that use. You may not resell, redistribute, publish, sublicense, share publicly, or make the product available as a competing product, template library, membership benefit, or download.

AI-assisted use

The current GrowthGary AI Marketing ChatOS product is designed, tested, and supported for ChatGPT. AI output can be incomplete or inaccurate. You are responsible for reviewing outputs, protecting confidential information, verifying claims, and deciding what to publish or implement.

Platform compatibility: GrowthGary AI Marketing ChatOS relies in part on third-party AI platforms such as ChatGPT. Those services may change independently of GrowthGary. Future changes to third-party features, interfaces, file handling, or prompt behavior may affect some ChatOS workflows. GrowthGary may provide updates or adaptations while the product is actively maintained, but cannot guarantee permanent compatibility with any specific third-party AI service.

No software service or automatic integrations

GrowthGary AI Marketing ChatOS is not a SaaS application and does not automatically connect to analytics, advertising, CRM, email, publishing, or other marketing systems. Any integrations or automations must be separately selected, configured, tested, and maintained by you.

Delivery and support

After a successful payment, the checkout flow will provide access instructions and Stripe may send a payment receipt to the email address supplied at checkout. Keep your download and receipt information secure. If delivery fails or a file is corrupted, contact Growth Gary through the support page with enough information to locate the purchase.

Refunds

Digital-product refunds are governed by the Growth Gary Refund Policy. Because access is provided after purchase, purchases are generally non-refundable once access or download has been provided, except where required by applicable law or otherwise stated in these terms.

Social report eligibility

Social reports require publicly accessible Instagram, TikTok or YouTube profiles. Profiles blocked by platform age or sensitive-content restrictions—including adult-content profiles behind those gates—are not supported. We do not bypass login or age-verification gates. A restricted-profile run uses no credit; unused credits remain available for supported profiles and tools. Credit purchases are not refundable solely because a profile has one of these disclosed restrictions, except where required by law. This restriction policy applies to credit purchases made on or after September 29, 2026. See the Refund Policy for details.

Results and warranties

Growth Gary does not guarantee revenue, leads, rankings, traffic, campaign performance, or any other business result. Outcomes depend on your market, offer, data, resources, judgment, implementation, third-party platforms, and other factors. The product is provided on an “as available” basis to the extent permitted by law, without promises beyond those expressly stated at purchase.

Intellectual property

Growth Gary and its licensors retain ownership of the product, website, branding, and original materials. Your business information remains yours. Your use of an AI provider is also subject to that provider’s terms and privacy practices.

Responsibility and limitation

You remain responsible for business, marketing, legal, financial, privacy, and operational decisions. To the extent permitted by law, Growth Gary is not liable for indirect, incidental, special, or consequential losses arising from use of the product or third-party services. Nothing in these terms limits rights or remedies that cannot legally be waived.

Changes and contact

We may update these terms prospectively. The terms presented at purchase will govern that purchase, subject to applicable law. Questions can be submitted through the Growth Gary contact page.